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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Bonnie Fagoh, REALTOR®, real estate agent and broker for Tampa, Apollo Beach and Fishhawk, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Bonnie Fagoh
C21 Beggins Enterprises

6542 US Hwy 41 N Ste 1
Apollo Beach, FL 33572
Office: 813-658-1344
Fax: 813-658-1477
Cell: 813-390-7606
BonnieFagoh@NUMBER1EXPERT.com

Bonnie Fagoh Awarded Centurion ** Bonnie Fagoh of Tampa Coastal Homes at Century 21 Beggins in Apollo Beach Florida has been awarded Centurion level recognition AGAIN this year!*** In a year that experts have noted as a difficult one, Bonnie has quietly gone on with what she loves and that is helping families sell their current homes at the best price the market will bear and/or find fantastic deals in this coastal community and it shows! She had her best year yet in 2011. "What I have found in 2011 is that many people are very frustrated with the "foreclosure bargains" that they had considered, only to find after many aggravating months and much frustration with the lenders that it is just not worth the wait. They miss out on some great buys waiting on short sale approval, or are outbid on a bank owned property. Of course, these distressed properties are "as is", in need of repair and neglected so they may not be the "best deal". I have helped families buy brand new homes with full warranties and close in 30 to 45 days. (Many short sales take 4 to 6 months or more and can "fall apart" right at closing). Some big national builders having recently started raising their prices showing how well this market has bounced back. Investors have also come back into the market, snapping up the homes under $200,000. You don't have to compete with these cash buyers on new homes, and you get full warranties and closing cost assistance from builders. Of course all the normal due diligence has to be performed. For example, what is the history of the neighborhood? Many of these factors cannot be determined from photos or a written description... No, in today's market as competitive as it is it pays to go with a pro that is very knowledgeable about the local area. You need to know that a Realtor is serious about the profession. " I have lived in my area since 1990 and in Tampa Bay since 1965 so the trends to me are clear, says Bonnie." Contact me and I will be happy to show you our beautiful Tampa Bay and Apollo Beach area and the wonderful deals we have in this coastal community!


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