As the Baby Boomers of the 1950s send their children off to college, they join the part of the market called "empty nesters". At this point they no longer need six bedrooms and three baths, a family room and a gigantic yard. Many "empty nesters" are trading in the family home for something that is smaller, easier to maintain and has the amenities that are important to their more carefree lifestyle. If you are considering such a move, start out by consulting a good Realtor whom you like and trust. The good news is--- when you sell your primary residence, you are not taxed on your profit if (1) you have lived in the home for two out of the last five years and (2) your gain does not exceed $250,000 as a single taxpayer or $500,000 as a married couple filing jointly. These capital gain exclusions apply whether you "buy up" to a more expensive home or "buy down" to a less expensive one. If you are moving downtown from the suburbs in order to be close to cultural centers, theaters and restaurants, there may be "quality of life" issues, such as noise or parking. Your Realtor can help you find a home that has all the conveniences and amenities you desire.

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Bonnie Fagoh
C21 Beggins
6542 US Hwy 41 N
Apollo Beach, FL 33572
813-658-1344
Fax: 813-645-8892
BonnieFagoh@NUMBER1EXPERT.com

Bonnie Fagoh again Awarded Masters** Bonnie Fagoh of Tampa Coastal Homes at Century 21 Beggins in Apollo Beach Florida has again been awarded Masters level recognition for 2008*** In a year that experts have noted as the most difficult on record, Bonnie has quietly gone on with what she loves and that is helping families find fantastic opportunity in this coastal community and it shows! "What I have found in 2008 is that many people are very frustrated with the "foreclosure bargains" that they have been steered to, only to find after many aggravating months and been thru the ringer with the lenders that they are forced into a situation where these distressed properties are as is, in need of repair and neglected, I have helped families buy brand new homes never been lived in and with full warranties Close in 2 weeks that's 2 weeks vs the national average of a minimum 2 to 3 months with distressed property. Some big national builders need to keep the scaled down workforce busy even if that means selling at a loss (under replacement cost)." "The hassle of liens and second mortgages etc... does not exist with these brand new bargains." Of course all the normal due diligence has to be performed for example the history of the neighborhood many of these factors cannot be determined off of photos or a written description... No in today's market as competitive as it is it pays to go with a pro that is very knowledgeable about the local area. You need to know that a realtor is serious about the profession. " I have lived in my area over 18 years and in Tampa Bay for over 40 years the trends to me are clear says Bonnie ask how was your 2008?

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